How to create a smartphone contract with your kids.

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Before you purchase a smartphone for your kids, you might want to consider creating a smartphone contract. This will help determine everything from who owns the phone, what rules you have with the phone, and what happens if the phone is lost or damaged. Whether you decide to create something formal and in writing, or you determine that a discussion with your children is all that is warranted, here are some helpful tips to help guide you.

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